Keeping tabs on your finances is not always easy. From saving money to making sure your income lasts you till the next paycheck, money management can be a very helpful exercise – and knowing how to do it well is a great skill.

This is where free budget software can help you get your personal finances in order without having to spend your hard-earned cash on budgeting tools.

Budget software can come with different features and functionality. This is why it’s important to understand the strengths of each one. Knowing this will help you make the best decision for your financial health.

1. Whether paid or free budget app, it is best to compare Mac budget software since personal budgeting is unique to the individual or family as some like to create a weekly budget, others may need a biweekly budget and other prefer a monthly budget as this budget template provides.
2. Personal Capital. If you’re looking for the best budgeting software for Mac, you probably already have a few ideas about what you want, whether it’s.

Best Free Budget Software

Personal Capital offers free financial software for tracking investments and planning for retirement, in addition to its tools for cash flow, spending, budgeting and net worth. Personal Capital's focus is on investments, showing you the performance of your portfolio over time and helping you make decisions for the future, so its budgeting.

Here are the top 11 free budget software tools you can download today:

1. Personal Capital

Personal Capital is one of the best personal finance software options out there right now. If you are looking to track your spending as well as your investments, retirement plans, and net worth, then Personal Capital might very well be the app you are looking for. It shines when it comes to tracking the performance of investments, showing you the value of your portfolio over time to help you plan better for the future.

You can also connect card accounts, including credit, checking, and savings, as well as any mortgages and loans you might have, IRAs, and 401(k)s. On top of that, you have tools that help you analyze your cash flow, spending, and budgeting so you can make sure you stay on track.

If you’re looking for a financial planner in your pocket, Personal Capital also has a widely popular free Personal Capital Android and Apple mobile app.

• Accessible through a web browser or smartphone app
• Tracks budgets and investments
• Helps you save money smarter

Learn More:

2. YNAB

YNAB is an acronym for You Need A Budget, and it’s great for first-time budgeters as it’s free for one year if you’re a student. YNAB uses a budgeting system called zero-based, where every dollar must have a plan for it. It works with pretty much any device that has an internet connection, including Apple Watch, if you happen to have one.

You can link your bank accounts to YNAB, set financial goals, and grow your savings. You can also use it for expense tracking. The YNAB app can be customized and has access to many resources to help you make your budgeting a success.

• Students get an entire year of free access to YNAB
• Links bank accounts
• Provides access to resources to help you budget better

3. Mint.com

Mint is a free budget planner created by Intuit (the makers of Quickbooks and TurboTax). It can be used as a web application, which you can access through a web browser on your PC or Mac, or as a mobile app on iOS and Android devices. In fact, Mint is one of the top-rated budgeting apps out there. You can set your budget, including financial goals and reminders to help you stay on track. You can also keep tabs on your investment portfolio to track its performance.

Mint can also track credit cards and bank accounts, as well as your credit score. The app is quite secure with encryption and multi-factor authentication, helping you stay safe online. And – you can set alerts to notify you if you’ve overspent on a particular monthly spending category, which is super handy.

• Access Mint from a web browser or the iOS / Android app
• Track budget, bills, and credit score
• Multiple security mechanisms help you stay safe

Learn More:

4. GNUCash

GNUCash is a feature-rich free budgeting software. You can track your bank accounts, stocks, and if you have a small business, you can also track expenses. Data representation is quite rich with graphs, reports, and even a checkbook register to give you a clear picture of your financial situation.

You can also import your bank account information so you can keep an eye on your account balance.

• Compatible with most computers
• Track multiple currencies
• Use graphs and reports for better data visualization

5. Buddi

Just like GNUCash, Buddi is an open-source budget software. It runs on computers with Windows, Linux, or Mac operating systems, and data can be encrypted with a password for maximum security.

Buddi has all of the features you would expect in a budget software including budgeting, reports, and account tracking. You can also boost the functionality of the software by installing free plugins. Transactions need to be entered manually, which means you will need to be committed to making the effort of staying on track.

• Open-source license
• Install plugins to boost the functionality of Buddi
• Transactions need to be logged manually.

6. Google Sheets

Google Sheets is something most of us are very familiar with – but not many of us will have thought of it as a good budget software. If you’re not quite sure how to set up a budgeting sheet, you can make use of a free template. Google Sheets can be accessed from virtually anywhere, which makes it a great choice.

It will require a lot of manual input, but there is 3rd part software available to help you pull transactions into Google Sheets automatically. The functionality will depend on your setup or the template you download, but it can be quite a powerful tool when set up correctly.

• Freely available with your Gmail account
• Templates can help you make budgeting on Google Sheets easier
• 3rd party software to import transactions data

7. Truebill

Truebill is more than budgeting software. It can also help you save on your bills. You can do this by connecting your bill or uploading a picture. Truebill’s negotiators will then get to work to try and reduce that cost for you. They will keep 40% of any savings they manage to get for you.

Aside from saving on bills, you can also use Truebill to track your spending, set up goals, and make budgets. It also has reporting features to help you stay on track.

• Can help you save money on your bills
• Track spending and set up financial goals
• Use report functionality to stay on track

Learn More:

8. Goodbudget

Goodbudget utilizes the envelope budgeting system. This means that you will need to allocate your monthly income into specific categories on which the budget is set. Ebook stephen p robbins terjemahan indonesia. You can give multiple devices access to the account – a great feature if you are setting up a budget for the entire family.

Goodbudget does not sync to your bank account, so you will need to enter data manually. The free version has some limitations, but you can always upgrade to the full version if the free one is too restrictive.

• Uses the envelope budgeting system
• Great for family budgets
• Paid upgrade required to unlock more functionality

9. Microsoft Money Plus Sunset Deluxe

Microsoft Money Plus Sunset Deluxe is a free budgeting software from Microsoft. It replaces the earlier versions of Microsoft Money and can be downloaded directly from Microsoft’s website.

It offers basic budgeting functionality but lacks connectivity features, meaning you can’t pay bills or synchronize data through the app itself. It is generally very easy to use and receives good reviews. It is only compatible with Windows-based PCs. If you like the sound of this app, you may also want to look up Quicken and AceMoney Lite.

• Compatible with Windows PCs
• Easy to use
• No synchronization functionality

Financial Software For Mac Reviews

10. PocketGuard

Pocketguard takes a slightly different approach to budgeting. It takes away many of the complexity and tells you how much money you have to spend for the day, week, or month. It does this after accounting for any expenses you might have.

You can get a clearer picture by tracking spending by categories such as groceries or entertainment to help you understand where you are spending the most, and where you need to cut down.

• Tells you how much money you can spend
• Tracks by category
• Available on the iOS App Store and Android Google Play

11. Everydollar

Everydollar uses a zero-sum budgeting system to help you allocate income to categories. If you have never done a budget before, Everydollar also offers a standard budget template to get you going in the right direction. There is also a debt snowball function to help you get out of debt quickly.

The free version is missing some functionality, such as the automatic download of banking information and transactions, so you will need to input these manually.

• Uses the zero-sum budgeting system
• Includes a standard template to get you started on the right foot
• Debt snowball function to help you get out of debt quicker

FAQs

Now let me answer your most frequently asked questions when it comes to free budgeting software.

What is budget software?

Budget software comes in all shapes and sizes. At the most basic level, it is there to help you understand where your income is coming from and where it is going. It also helps you set up a budget so that you will know what you can spend money on and what needs to wait.

Some budget software includes other tools, such as wealth management. This can help you keep track of your investments and understand performance levels over time. By having such information at hand, you will be able to plan better for the future.

Is there a free version of YNAB?

The first time you sign-up for YNAB, you get 34 days completely free access. Students can also get 1-year free access to YNAB. Once the trial or student access expires, there are monthly and yearly plans with a no-risk money-back guarantee.

What is the best free personal finance app?

The best free personal finance app is going to be the one that has the features you need to accomplish your financial goals. We like Personal Capital due to its wide set of features that can help you manage your budget as your wealth grows, once your budgeting bears its fruits.

What is the best budget website?

Personal Capital not only offers the best free personal finance app, but the website also includes a number of financial tools to help you make the most of your budget. There is also a learning center that can help you broaden your understanding of budgeting and wealth management for a more successful financial future.

Is the Mint budget app free?

Yes, the Mint budget app is free to sign up for and use. You can access Mint through a web browser (just head to mint.com) or by downloading the app. The app is available for both Apple devices as well as Google Android devices.

Budget Apps For Mac

Using Free Budget Software For Better Money Management

Budgeting is always a good idea. It can help you create better spending habits, meet your savings goals, and build a more stable financial future.

And now, many software options make budgeting easy. They’re all excellent – but if I had to pick the best budgeting software, I’d have to pick Personal Capital.

Not only can you access it from any device, but it also includes tools and learning opportunities that will help you plan and budget better than ever before. On top of that, it offers one of the best free investment accounts and retirement planning performance trackers available.

• I have used Quicken from day 1. I use 2007 because after that everything changed and was useless to me. It’s unable to load the file now. I have 3 business and 10 bank accounts in 2 different banks, credit cards. I need a program that I can track my spending, create custom reports, have classes and things like that. Don’t what to budget, track investments, be on line any of that just track bank accounts, credit cards, have categories and what I have always been able to do with my quicken. I’m desperate.

The top personal budget software on this list represent the best home budget software, both paid and free, providing an excellent starting point when searching for the best personal budget app. No matter what type of home budget app or software you choose, you can rest assured that using one of these top-rated programs can do wonders to make. Aug 30, 2019 The best personal budget software for Mac is easier to pin down when you know exactly what you’re looking for. Not all apps are the same — they vary by function and pricing. Generally speaking, there are a few key features you want to see in your budget software for Mac.

Best Personal Finance Mac

1. So I’ve scoured the Mac App Store to find the ten best free apps available to help you start getting finance affairs under control. I’ve focused mainly on apps dealing with personal finance, but have also slipped in one or two apps that I think will help freelancers and small business owners as well.
2. Windows Phone apps; Software for Mac; Business Software; Software support; Games & Entertainment. Xbox consoles; Xbox games. Top free apps. Top free; Apps; PC; Personal finance; Budgeting & taxes. Personal Budget Tracking. Rated 3 out of 5 stars. There are 2 reviews 2.
3. Jul 12, 2020 Apps to Check Out. Budget Burndown (iOS, Free) - Finance app Budget Burndown is a tool that intelligently tracks daily spending and lets users set a maximum spending budget.

On this website, I have covered a ton of paid apps, and that’s because in general, paid apps tend to offer more when compared to free apps. However, that does not mean that there are no good free apps out there. In fact, there are a ton of them. That’s why it is going to be a long article as I am bringing a list of 35 best free apps you can get for your Mac right now. Some of the apps on this list are evergreen and you most probably already have them installed on your device. But some of them are entirely new. Well, at least they are new to me and that’s the beauty of it. No matter, how old an app is, it is new for somebody out there. That said, no matter how avid a Mac user you are, I can bet that you will find new Mac apps in this article that you have never heard of before. So, open your Macs and get ready to download these awesome free Mac apps.

Note: Be sure to read our must-have iPhone apps article to get the best apps for your iPhone in 2020.

Best Free Mac Apps You Should Install in 2020

While most of the apps in this list are free, some of them offer a paid option. That being said, when it comes to paid apps, I have only included those options that offer a generous free tier. I am using free versions of all the apps (that offer paid options) and find them suitable for most users. No app with a free trial or heavily restricted free tier has been included.

1. Audiobook Binder

While you can listen to books in MP3 format, I like the M4B format more as it supports chapters. M4B is also the native format that Apple Books support. If you want to keep your music library separate from the book library, this is the format to use. Audiobook Binder is an app that lets you convert MP3 files into M4B files. It also lets you bind multiple MP3 files into a single M4B file and converts those MP3 files into chapters. You can also add custom book cover and edit book’s metadata including name, author, and narrator. I have been using this app for the past year and a half to listen to public domain audiobooks and lectures and it has never failed me.

Install:Free

2. LastPass

Password management is something people ignore. Since passwords are hard to remember and most third-party password managers charge a hefty monthly subscription fee, not everyone is aboard the strong and different password train. To those users, I suggest LastPass. LastPass offers a very generous free tier that allows you to use the software on two different machines. And if you want to use it on more, you can always use its web app that works everywhere. I have been using LastPass for the past two years to manage my passwords and I never had any problem.

Its apps are installed on my primary MacBook Pro (learn MacBook Pro tips and tricks) and my iPhone. Since it supports browser plugins and iPhone’s automatic password fill feature, I never have to type my password or remember them. All my passwords are secure, long, and use an alpha-numeric combination. If you are still using the same password everywhere or setting weak passwords, try out LastPass. It’s free for personal use and you have no excuses not to use it. Its one of the best free Mac apps that you can get.

Install:Free, $3/user/month

3. Brave

While I love Safari and use it for most of my tasks, it’s not perfect and I have to turn to other browsers from time to time. My biggest problem with Safari is its nescient extension library. Safari is also slow to adopt the latest web technologies. I know Apple does this to keep browsing private and secure, but sometimes it causes hindrance in my work. For a long time, I was using Chrome for this work but I hated two things about it. First, Google Chrome is a resource hog and decreases battery life, causes overheating, and several other problems. Second and more importantly, I don’t like sharing my data with Google more than I already do. It was one of the reasons why I switch from Android to iOS several years back.

The solution is the Brave browser. It’s a browser that is built on the same Chromium engine that Google Chrome uses, so you are getting all the features and extension support. But, since the creators focus on privacy, your data is always secure. It brings an automatic tracking blocker and even blocks most of the annoying ads. Since it blocks the most harmful scripts, you get to enjoy a faster internet. Also, in my testing, it’s far better than Google Chrome at handling resources. While it’s not as good as Safari, that’s a trade-off that I am ready to make. If you are also looking for a good Chrome alternative, you should try using the Brave browser.

Install:Free

4. CopyClip

CopyClip is a Mac utility that stores everything you copy in a clipboard. Copy-and-paste is so integral to our work that we cannot even imagine a time when this feature was not available. Still, Mac’s clipboard is probably the most neglected feature in the macOS. Even after so decades, you still cannot hold more than one entry in your clipboard. Enter, CopyClip. It’s a clipboard manager that saves entries into the clipboard. You can use a simple keyboard shortcut to easily copy any item and paste them anywhere you want. CopyClip not only saves text input but also preserves images and documents. While I use “Paste” for my clipboard management as it offers more features, for a free app, CopyClip works exceptionally well.

Install:Free

5. BBEdit

Best Budget App Mac Free

For a long time, it was hard to recommend a good free text editor on Mac. All the good ones were paid, and the free ones were just not up to the mark. Well, after a long hiatus, BBEdit, one of the most exemplary text editors, is back on the Mac App Store. For the past 20 years, BBEdit has been the text editor to beat and now that it’s back on the App Store with a freemium model, you can use it for free. Only the advanced features of BBEdit are hidden behind a paywall and 90% of regular users will not need those features.

Whether you want to write a long blog post, edit snippets of code, design website or web apps, BBEdit is the text editor to use. The best thing about BBEdit is how fast it works. It opens text files with hundreds of thousands of words in seconds and never falters. In my years of using this app, I have not lost even a single line of text. It has a powerful search that lets you locate and find keywords across files. There’s no free text editor out there that can match its prowess.

Install:Free, $49.99

6. NetNewsWire

The death of Google Reader placed a dark cloud over the future of RSS readers. But, if anything, RSS is showing a sign of resurgence in the past year or so. From the launch of acclaimed RSS reader app Reeder 4 to the rebirth of NetNewsWire, RSS readers are becoming popular again. And if you are looking to create a personal news feed, there’s no better app to do it with than NetNewsWire. Built on-top of free and open source reader named Evergreen, NetNewsWire is an excellent feed reader for Mac.

The app makes it easy to subscribe to RSS feeds and brings excellent search capabilities. It also brings a beautiful design and I adore its dark mode. It also supports online feed syncing services such as Feedbin. I still prefer Reeder 4 as it brings more features, but seeing how NetNewsWire is still young and free to use, I cannot fault it. If you are looking for a free RSS reader, you should try NetNewsWire.

Install:Free

7. DaVinci Resolve

While Macs come with a basic video editor for free (iMovie), anyone who is serious about video editing will have to go for the pro video editing apps. The problem with apps like Final Cut Pro or Adobe Premiere Pro is that they cost a lot. If you don’t want to spend hundreds of dollars, and still want to use a full-fledged video editor, DaVinci Resolve is the best option for you. Even when I am writing this, I cannot believe that such a capable video editor is free to use.

The latest version of the software, DaVinci Resolve 16 combines professional 8K editing, color correction, visual effects, and audio post-production all in one software tool. Color correction tools of DaVinci Resolve are better than most paid video editors including FCP and Premiere Pro. From custom timeline settings to facial recognition to keyframe editing, it brings all features that you require from a professional video editor. It is one of the best free Mac software that you can install. Free Mac apps don’t get better than this.

Install:Free

8. Folx

Folx is a powerful native download manager for Mac that not only works great but also looks cool. It features a true Mac-style interface and supports both direct and torrent downloads. The app also offers extensions for Safari, Chrome, Opera, and Firefox. The extensions help Folx in catching downloads and thus ensure that you are not using the crappy download manager of your browser. Folx can split downloads into multiple threads resulting in faster downloads and also support download pause and restart. The free version of the app is enough for most users. I was using it for years without any complaints. I only bought the paid version to support the developers. The extra features are nice to have but they have not drastically affected by usage.

Install:Free, $19.99

9. NightOwl

macOS Mojave introduced dark mode to our favorite desktop operating system. The dark mode on macOS Mojave is not half-cooked as it is on windows. When you turn on the dark mode on your Mac, not only it turns the system UI but also the stock apps. Not only that, apps that support automatic dark mode also adhere to the same guideline. Once you turn it on, they automatically default to dark mode.

While that's great in most situation, I wish Apple included a way to create a whitelist for apps that are not functional in dark mode. The default Mail app and the Evernote app are a few examples of an app that still work best in light mode. That's where NightOwl comes in. It's a menu bar app that allows you to create a whitelist of apps that you don't want to use in dark mode. Not only that, but it also allows you to quickly switch between dark and light mode with a simple click at its icon. You can read more about the app in our article here. The app is completely free to download and use with a voluntary donation.

Install:NightOwl Thai translator tool v1.4 full.

10. Unsplash Wallpapers

I want to start this article with an app which I have discovered just a couple of months back and have fallen in love. As its name suggests, Unsplash Wallpapers is a wallpaper app for Mac which gives you access to unlimited ultra-high resolution wallpapers for your Macs. One of the things that I love most about MacBooks is its display. Apple packs phenomenal displays on the Macs. Stop me if it’s just me, but I enjoy changing the wallpapers on a regular basis just because they look so damn beautiful on my Mac’s display.

Before I discovered Unsplash Wallpapers, it used to be a chore to change wallpapers. First, I had to find good wallpapers, then I had to download them, and only then I could use them. With Unsplash Wallpapers app, you can change the wallpaper just with one click. If you like a wallpaper, you can even download it. If you love wallpapers, you are going to love this free Mac app.

Install:Unsplash Wallpapers

11. The Unarchiver

This is one of the first free Mac apps that I download whenever I move on to a new Mac. The app is basically the best unarchiving app you can get for your Mac, free or otherwise. The Unarchiver cannot only unarchive common formats such as Zip, RAR (including v5), 7-zip, Tar, Gzip, and Bzip2, but it can also open formats such as StuffIt, DiskDoubler, LZH, ARJ, ARC, ISO and BIN disc images, Windows.EXE installers and more. Basically, it’s a one-stop solution for all your unarchiving needs.

Install:The Unarchiver

12. Amphetamine

Best Budget Software For Mac Free Trial

We all know that Macs bring a long battery life and while some of it has to do with Apple’s excellent hardware, most of it is because of how macOS efficiently manages battery. One of the things that macOS does to preserve the battery life on your computer is to put it to sleep whenever you don’t interact with your Mac for a set period of time. While this is really good, sometimes you need to keep your Mac running even if you are not interacting with it. One of the examples that come to mind is when you are downloading a large file. If your Mac falls asleep during the download, it will stop it, and depending on the software that you are using to download the file, you might have to restart the download from the beginning.

Amphetamine solves this problem by allowing users to keep their Macs awake even when they are not doing anything. The app is powerful and allows users to keep their Macs awake for how much ever long they want. Not only that, users can also set triggers to keep their Macs awake. For example, you can tell Amphetamine to not put your Mac to sleep whenever a certain app is running. Lastly, it allows you to easily access all these features as it lives right there in your Mac’s menu bar. It’s one of the most useful apps for Macs and I love it.

Install:Amphetamine

13. GIPHY Capture

Gifs are all the rage today. More and more users are creating and sharing their own gifs. And if you want to be one of them then this is the tool you need. GIPHY Capture is an app that lets you capture and create gifs. Once you launch the app it will create a translucent green window with a capture button at the bottom. All you need to do is to drop the window on top of the video you want to capture and click on the capture button. Once you are done with the recording, click on the record button again to stop the recording. It is probably the easiest way to create gifs on your Mac.

Install:GIPHY Capture

14. Spectacle

Spectacle is one of the apps that I install instantly on a new Mac. Macs are good at many things but one thing that still eludes it is a good window management feature. Apple has not solved the window management problem in the latest macOS Catalina so I guess, we have to wait for one more year. In fact, the window management problem has become even worse in macOS Catalina in my opinion. If you are also fed up of Apple's native approach towards window management, you should Install Spectacle.

This is a simple menu bar app that allows you to easily resize and place windows with keyboard commands. I can easily set a window to either half of the display both vertically and horizontally, make it go full screen, snap it to the center, and more. Once you install this app, your window management workflow will become ten times faster.

Install:Spectacle

15. ImageOptim

ImageOptim is one of the most used free Mac apps on my MacBook Pro. In my line of work, I have to attach a ton of screenshots (like in this article). And before I upload any picture on my website, I pass it through ImageOptim. The app deletes all the unnecessary metadata such as GPS position and camera's serial number and compresses the image. This allows me to upload the image on the web without any privacy hazards and ensures that the file sizes are low.

The app is pretty easy to use. You just drag and drop images into its window and then click on the button at the bottom-right corner. If you share a ton of images on the web (whether on your blog or social media websites like Twitter and Facebook), it will be good for you to pass it through ImageOptim first. I have used paid image compression apps but nothing has been as good and as easy to use as ImageOptim.

Install:ImageOptim

16. Alfred 4

Alfred is an all-purpose tool for your Mac which can boost your productivity ten folds if you learn how to use it. Of course, there’s a learning curve to this app, but if you invest in it, it will pay you back. Alfred allows you to quickly launch apps, use text expansion snippets, search on the Mac and web, use hotkeys and keywords, and much more. Alfred used to be a paid app, but the developers were kind enough to release the app for free. There are add-on power packs that you can buy, to use cool features like Alfred workflows. But, for most normal users, the free app itself is enough to boost their productivity.

Install:Alfred 4

17. Pocket

Pocket is a popular read it later service which allows you to save articles offline so that you can read them later. I mostly browse for articles on my Mac and whenever I find something that I would want to read, I just save it in Pocket. Pocket has an excellent Safari extension that allows me to save articles and read them later. Since Pocket syncs across devices, all my saved articles are automatically synced to my iPhone where I can read them at my will. Recently, I have also started using Pocket as a research tool. Since Pocket allows me to organize saved articles using tags, I just tag the items I am using for research so that I can find them easily later.

Install:Pocket

18. Spark

Spark is my most favorite free app on Mac. For those who don’t know, Spark is an email client for Mac. I love spark because it intelligently categorizes all the emails that I receive into different categories, giving me access to the most important emails first. Microsoft 1363 mini mouse driver. It also has a very robust set of features. I can easily snooze, archive, delete, and tag emails. I also love the fact that it allows me easily search for emails using natural language search. I can also search for emails based on attachments, and more. Lastly, Spark also has apps for both iOS and watchOS so no matter which device I am on, I can user Sparks to get through all my emails.

Install:Spark

19. GIMP

GIMP or GNU Image Manipulation Program is an open source photo editor for Mac which packs so many features that you won’t be able to discover all of them in your lifetime. It is basically Photoshop but free. You can use GIMP to perform any kind of image manipulation that you can think of. That said, since it packs so many features, GIMP also has a pretty steep learning curve. Also, being a free an open-source project, its user interface is not very intuitive and feels archaic. That’s why I recommend GIMP only to those users who need a robust photo editing software but cannot afford to buy one.

Best Budget Software For Mac Free Download

Install:GIMP

20. DarkTable

As per the description of the app on its website, 'DarkTable is an open source photography workflow application and raw developer. A virtual light-table and darkroom for photographers. It manages your digital negatives in a database, lets you view them through a zoomable light-table, and enables you to develop raw images and enhance them'.

Basically, it is super powerful photo editing app for Mac that allows you to use pro-level photo editing features for free. You are required to learn the app as it has a steep learning curve but once you get used to it, you won't go back to even the best-paid photo editing apps on the market. This one is definitely one of the free Mac apps that you can download in 2019.

Install:DarkTable

21. Simplenote

Simplenote is one of the best designed free Mac apps you can find. As its name suggests, Simplenote is an easy note taking app which allows you to easily jot down notes. What I love about this app is that even though it is completely free, your notes are synced across devices. Apart from its online sync features, I am also a fan of its clean user interface. Simplenote is also a really good app for someone who is looking for a clean app to write long-form content. You can use tags to organize notes easily and search for them using either their title, content, or tags. I have been using this app for quite a few years and I still don’t understand how it’s free. If you love writing, you will love Simplenote.

Install:Simplenote

22. Itsycal

Itsycal is an open source small menu bar calendar application for Mac. If you like Fantastical 2 for Mac, but hate that it’s priced so high, Itsycal is for you. Although Itsycal is nowhere as powerful as Fantastical 2, it brings all the basic features that you would want from a menu bar based calendar app. It shows you month view of your calendar, your upcoming events, and also allows you to create or delete events. I also love the fact that I can configure Itsycal to show not only the date but also the month and the day in the menu bar icon itself. It’s a good menu bar application and a must have for anyone who schedules everything on their calendar.

Install:Itsycal

23. Audacity

Audacity is one of those free Mac apps that is even better than most of the paid apps out there. For those who don’t know, Audacity is an audio editor app for your Mac (available for Windows PC too). If you are someone who deals with a ton of audio, you must have already heard about this software. If you have not, you probably don’t need it. Still, it’s such a good app that I couldn’t keep it away from the list. Just remember that if you ever need to edit an audio file to make it better, Audacity is the tool to do it.

Install:Audacity

24. Lightworks

Lightworks is a full-fledged video editing app which gives you access to all the tools that you will need to get your video editing on. To be fair, Lightworks also sell a Pro version of the app, however, the free version is powerful enough to handle most of the tasks. Whether you are a budding YouTuber or someone who just want to give an edge to their homemade videos, Lightworks is the right tool for you. What I love most about this app is that the website gives you ample tutorial videos to get you started. If by any chance you were looking for a free video editing software, look no further and download Lightworks.

Best Free Budget Apps For Mac

Install:Lightworks

Best Budget Apps

25. HiddenMe

HiddenMe is a small menu bar app which comes in very handy at times when you want to show a clean desktop without having to organize your stuff. The app lives in your menu bar and allows you to do one thing and one thing only, and that’s hiding everything on your desktop. With a click of the button, everything that’s on your desktop is hidden, giving you access to a clean desktop. I constantly use this app whenever I am giving a presentation or taking screenshots of my desktop for an article. This small application has saved me from embarrassing myself a number of times and it can do that for you too.

Install:HiddenMe

26. AppCleaner

Do you know that whenever you delete an app on your Mac, it leaves behind a ton of residual files which does nothing but eating up storage on your Mac? Well, it’s true and if you install and uninstall a ton of apps, you might have lost gigabytes of storage already. While there’s another app on this list which (Onyx) which can help you recover that storage, AppCleaner is an app which makes sure that the apps you delete don’t leave any residual files. Just launch the app and drag and drop the apps that you want to uninstall and it will take care of the rest. It is a must-have utility tool for any Mac user who wants to keep their Mac clean.

Install:AppCleaner

27. LiteIcon

LiteIcon is the app from the same developers who made the AppCleaner. It is a simple app which allows you to change your system icons quickly and easily. Simply drag an icon onto the one you want to change, and click the Apply Changes button. That's all you need to do. If you want your older icon back, just drag out the new icon. If you like to customize how your icons look on Mac, try out LiteIcon.

Install:LiteIcon

28. GrandPerspective

I have written about GrandPerspective a couple of times on this website and you might be familiar with it by now. For those who are new to our website, it’s an app which allows you to visualize storage on your Mac. Using GrandPerspective you can easily find out which files are using how much storage and find and delete the files which are not necessary. GrandPerspective is a very nice app for anyone who doesn’t have any idea as to where all his/her Mac’s storage went.

Install:GrandPerspective

29. Manuscript

Manuscript is a free Mac writing app for students which makes writing school assignments including dissertation easier. Manuscript is a powerful writing app which allows students to complete their assignments right from the planning stage to completing it. It lets students easily insert citations, figures, tables, mathematical equations, and more. The app also allows for importation of citations from various tools including Mendeley, Zotero, Papers 3, Bookends, and EndNote. If you are a student who is looking for a good writing app, you don’t have to look any farther than Manuscript.

Install:Manuscript

30. IINA

IINA is an open-source video player for your Mac which offers one of the best amalgamations of features and user interface. The app looks extremely beautiful and supports all the modern features including force touch, picture-in-picture, and even offers Touch-bar controls for the latest MacBook Pros. IINA also supports almost all the video formats that you can think of, including the ability to play even GIFs. The app also comes with theming capabilities allowing you to use either light or dark themes. I have discovered this app just a few weeks back and I am already in love with it. If you consume a ton of media on your MacBook Pro, this is the right app for you.

Install:IINA

31. OnyX

OnyX is your one-stop solution for all your Mac’s maintenance needs. In fact, I cannot describe the app better and more succinctly than what’s written on its website. OnyX is a multifunction utility that you can use to verify the structure of the system files, to run miscellaneous maintenance and cleaning tasks, to configure parameters in the Finder, Dock, Safari, and some of Apple's applications, to delete caches, to remove certain problematic folders and files, to rebuild various databases and indexes, and more. However, do remember that it is an advanced tool and hence before you do anything, make sure that you get familiar with the app as you don’t want to delete files which can corrupt your entire system.

Best Budget App Mac

Install:Onyx

32. SpotMenu

The last app on our list the SpotMenu app which is a nifty little menu bar application. The app basically allows you to control your iTunes and Spotify music player from the menu bar giving you access to controls such as play, pause, forward, and rewind. It’s a pretty basic application, however, it does come in handy. One thing that I like about the app is that it shows the name of the song that is currently playing right on your Mac’s menu bar. When you click on the icon, the drop-down window which harbors all the features also showcase the album art of the song that you are playing.

Install:SpotMenu

33. White Noise Lite

White Noise Lite is an app that helps you sleep better. If you are a light sleeper who wakes up multiple times in the night without any apparent reason then this app can help you sleep better. It brings fifty different HD quality ambient environment noises to help you sleep. The app brings a beautiful cover flow design which lets you easily swipe between cards to select different tasks. Although the app markets itself as a sleep enhancer, I mostly use to provide background music when I am working as it helps me concentrate. You should download this app right now and see if it helps you sleep better or work better. Whatever the result, you will be better off with this one in your arsenal.

Install:White Noise Lite

34. Shazam

Shazam is an app that needs no introduction. The app helps you discover songs by identifying whatever song is playing in the background. I personally use Shazam more as a tool to keep the list of songs that I have discovered. Suppose I am listening to a song and YouTube and want to save it. I just click on the menu bar icon of Shazam and it identifies the song and saves it on the list. I don't have to write it down anywhere. Later I can see the list and add to my Apple Music Playlist at my convenience. Shazam is a great app for discovering and keeping track of music that you like.

Install:Shazam

35. Muzzy

You know how when you accidentally yank headphones out of your iPhone, the music suddenly stops, well, Muzzy brings that functionality to your Mac. The app also does a lot of other things like allowing users to play, pause, and change the music from its menu bar app, integrates with Last.fm, shows songs lyrics, and more. However, I don’t care for any other features and I just use this app to stop music whenever I accidentally yank my headphones out. Sadly, the app only works if you are playing music through iTunes.

Install:Muzzy

Best Free macOS Apps: Final Thoughts

I hope that you found some apps which are useful to you. Do let me know which of these were your favorite and which ones you discovered. Also, if you know free apps that deserve to be on the list but aren’t, drop their names in the comments section. That’s all I have for this article. If you liked this article, share this on your social media profiles because we need your help to get the word out. As always, drop your opinions and suggestions in the comments section down below. We love to hear from our readers and your comments are always welcome.

Budgeting is a discipline that’s not often met with excitement. Many assume that budgeting is something reserved for companies or, say, freelance workers. However, personal budget software is just as important as corporate one — it’s a fundamental understanding of where money is coming and going.

You may consider it to be boring, tiring, time-consuming, or difficult, but managing your finances well can help you achieve goals and stave off the stress of a rainy day. Thankfully, there are tools and apps on Mac which can help you get on top of budgeting, no matter how experienced you are.

Why Should I Use Budget Tracking Software?

If you haven’t done a budget before, you should start now. You never know when you might need a particular sum of money to solve an issue, meet a goal, or take advantage of a sudden opportunity.

Budget programs help you reduce the stress and uncertainty that comes with not knowing where you stand financially. If you don’t have a home budget software, you might be tracking towards a situation where you run out of money, without even knowing it. If you do have a budget, then you’ll have a documented plan of action to improve your situation.

Importantly, you don’t need any qualifications to do a budget, nor do you need to be good with numbers. Take advantage of the best budget software for Mac to help you take control of your finances without the hassle. Budgeting tools come in many shapes and sizes, so selecting the right one for you depends on personal preference and previous experience with managing money.

Handy tips for budgeting tools

If you’re ready to start your budget, it’s best to consider a strategic approach to ensure maximum utility. Too often, budgets sit collecting dust after being created, and sometimes the act of creating a budget could feel like enough to satisfy financial concerns — it’s not. Here are some tips for making the most out of your budget.

First of all, definitely use an app to help you manage a budget. App developers invest a lot of time and money into figuring out how their software can make your life easier and better, so rather than trying to understand all the nuances for yourself, let a dedicated app do it for you. There’s even some free budget software around, so you have very few excuses not to try!

If you run a business (or freelance on a side), a little bit of work each week means end of year taxes are a breeze. It’s not about doing a marathon of work in a few days, but making a habit to consistently do a little bit here and there. Try aiming for 10 minutes every few days. The best tax preparation software will also have reminders and notifications to help you achieve this goal.

It might sound contradictory, but budgeting isn’t always about getting the numbers 100% accurate. When it comes to tax preparation software — sure. But budgeting is mostly about understanding where your money is being spent and then using that information to make more informed decisions going forward. Therefore, make sure you categorize your transactions so that it’s easier to spot those minutiae differences and trends. The best finance apps should do this for you automatically.

In summary, you want to ensure you take advantage of the online budgeting tools available to you, aim to update your records frequently, and focus on categorization over accuracy.

Features of good personal budget software

The best personal budget software for Mac is easier to pin down when you know exactly what you’re looking for. Not all apps are the same — they vary by function and pricing. Generally speaking, there are a few key features you want to see in your budget software for Mac:

• It should be simple and easy to add new records or transactions

• Importing bank and credit card statements should be possible

• Automatically synchronizing statements will take the edge off your manual inputting

• Useful dashboards or visuals will help you understand your situation at a glance

• You should be able to categorize your transactions into groups

Out of those five key points, the ability to import is often the most essential. Importing saves you the hassle of adding each transaction into the money management software line-by-line, which adds up to a lot of time. It’s hard enough already to schedule frequent updates to your budget, so if you can remove the largest friction point of manual entry, then you’re in a good place.

The best budget software for Mac comparison

When it comes to programs to help budget money, there are countless options. It’s easy to get lost diving deep into each budget software review, but here are some of the best available, ranging from beautifully basic to powerfully advanced.

You’ve probably heard of Quicken, given that the name has been around since the early 80s. Even then, it was known as one of the best tax software companies around. That says something about the strong product, which carries all of the basic functions you’ll need to manage your budget well.

Right away though, you might notice that the interface has become somewhat dated in comparison to the newer contenders out there. But one of Quicken’s praised features is the ability to download bank statements and have the records automatically categorized, which can drastically reduce the time it takes to input your information, so you can spend more time making sense of it. Sadly, the Mac version is somewhat limited when it comes to advanced features, unless you splash out for the Home and Business edition.

MoneyDance is very similar to Quicken in terms of its basic features, including the ability to create a budget with notifications for bills and invoices. It also allows you to make your own charts and graphs to monitor spending habits over time, which can be seen on the homepage for a quick glance of your activity. Out-of-the-box integrations with online banking services also make it easy to send payments.

Unlike Quicken, Moneydance has some more advanced features including an investment monitor, which tracks your investments and their fluctuations — a useful addition, although best for the intermediate to advanced user. The app also has a developer API system in place to allow extended functions, mostly good for power users. Importantly, security is not an issue, as Moneydance utilizes end-to-end encryption for your data to give you that extra peace of mind.

You Need A Budget, also known as YNAB, is budget tracking software that runs on both Windows and Mac via web — saving automatically to the cloud, which is a bonus for multi-platform users. It also features native apps for iOS and Android, so you can literally tackle your budget from anywhere.

The app itself follows a simple design language, which is perfect for beginners, but if you find yourself needing help you can sign up for a personal instructor. YNAB doesn’t let you slack at all, and if you start to stray from your budget, the app will raise a red flag through it’s built-in Accountability Partner.

Although YNAB doesn’t support the ability to download and automatically categorize records from bank statements, it could be argued that entering them manually helps the user pay more attention to where their spending is going. Still, it’s a more time-consuming process that might be problematic for users processing hundreds or more records each month.

MoneyWiz stays true to its name — a comprehensive budget software and investment tracker that’s packed full with over 400 useful features. View your financial situation quickly by browsing accounts, groups, or searching for individual records. Speaking of records, you can enter them manually or have them automatically sync with leading banks, cryptocurrency exchanges, and financial services for an accurate real-time understanding of your accounts.

With all of this data in hand, MoneyWiz can prepare and export over 50 reports to help you gain deeper insights into your finances. Your data could be accessed from its cloud-based app or straight from the native software for Mac. All in all, MoneyWiz is extremely powerful: accessible for beginners and interesting for the most advanced users.

Receipts is yet another money management software for Mac, and is specifically well-known for its clever handling of invoicing. Using Optical Character Recognition (OCR) technology, Receipts automatically reads and translates important information about your bills, such as amount, date, currency, and more (even if the text is in another language).

Besides, Receipts can issue payments for invoices directly using third-party providers, such as iFinance and BankX. The OCR technology alone makes it a strong contender against other more simple online budgeting tools. Not least, Mac users will be glad to see how this application was designed to look and feel like a macOS product. Using a familiar user interface could make life a little easier after all.

Between the five options above, you have a strong starting point for your budgeting tools depending on your experience. Remember that importing is one of the key features to look for in budget programs. Still, in order to find the best fit you might need to try a couple of different options. /macos-sierra-can-download-apps/.

Thankfully, both MoneyWiz and Receipts have a free 7-day trial that you can take advantage of by heading over to Setapp, an app subscription service for Mac that gives you access to over 150 macOS apps, including all the necessary budget tools. Getting MoneyWiz and Receipts at once? You won’t be disappointed.